GiniMachine is an AI Automated Decision Making Platform offering dedicated decision-making software primarily for financial-based business predictions, which includes banks, lenders, telecom companies, and auto dealers.

The tool offers a range of solutions such as Credit Risk Management, Credit Scoring, Collection Scoring, Application Scoring, and Predictive Analytics.

These solutions are aimed at enhancing decision-making processes, and reducing risks through AI-powered underwriting and credit scoring. It also helps in prioritising debtors and suggesting the most efficient collection tools.

GiniMachine is built to process large volumes of historical data for generating, validating, and deploying predictive models with high speed.GiniMachine also provides data provision and data preparation services, offering AI assistance in analysing and utilising data more effectively for strategic operational decisions.Moreover, alternative lenders can use GiniMachine for scoring credit applications and loans using various alternative data sources, enhancing credit portfolio risk management.

The tool facilitates automated pre-approval systems for incoming applications, saving on manual work and hastening loan approval processes. For the implementation, GiniMachine requires as little as 1000 raw records of past business decisions and their outcomes to build a predictive model.

The model then validates itself for its accuracy and suitability for business forecasting.